Trust In
Every Payment
Cryptographically verify high-risk actions across onboarding, login, and payment flows — so customers and organisations stay secure.
Trusted by leading global companies
Real-Time Payments Real-Time Fraud
SCA and instant payments expose weaknesses attackers move fast to exploit. These pressures are creating new gaps across users, devices, channels and transactions.
Account Takeover & Wallet Theft
Weak authentication and untrusted devices make it easy for attackers to impersonate customers, socially engineer payments and manipulate real-time transaction flows.
Bot & API Attacks
KYC and AML checks often rely on fragmented signals, creating blind spots that allow synthetic identities, mule accounts and high-risk users into the system.
KYC / AML Pressure
PSD2 and SCA require stronger proof of user identity and intent, yet legacy methods add friction, increase drop-offs, and still fail to stop sophisticated fraud.
Mobile Wallet and App Exploit
Compromised devices, tampered apps, and unsafe networks undermine authentication and enable man-in-the-app attacks, payment manipulation and unauthorised account access.
Build Trust Across Digital Banking and Payments
Ditto brings cryptographic assurance to onboarding, access, and payments — helping banks and payment providers secure customer journeys end to end.
Verify
Confirm customer identities with document, biometric and device-bound checks that strengthen KYC/AML accuracy from the start.
Authenticate
Replace weak factors and OTPs with cryptographic, phishing-resistant authentication that verifies user intent for high-risk actions.
Protect
Ensure payments and sessions originate from trusted devices by detecting tampering, malware, and runtime threats in real time.
How Ditto Helps
Banks and payment providers face unique risks across onboarding, authentication, transactions and session integrity.
These use cases show how Ditto strengthens every step of the customer journey with proven identity, trusted devices and verified intent.
Onboarding & Origination
Verify customers quickly and accurately with document checks, biometrics, and device integrity signals that reduce identity fraud and strengthen AML compliance from the start.
Passwordless Login & MFA
Replace passwords and OTPs with phishing-resistant authentication that verifies user intent for high-risk actions — reducing friction while meeting SCA requirements.
Fraud Prevention
Block ATO, APP fraud, scripted attacks, and mule activity by validating user identity, device integrity and behavioural trust before approving any high-risk action.
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Threat Defence for Banking Apps
Ensure activity and transactions originate from trusted devices by detecting coxmpromised environments and blocking access from rooted, tampered, or infected devices.
Preparing Financial Institutions for the Next Era of Digital Identity
Decentralised identity frameworks like EUDI are redefining customer verification and authentication for financial institutions. Early adopters can reduce data exposure, meet evolving regulatory expectations, and deliver cryptographically provable authentication at scale.
Fast and Reliable Customer Verification
Verified attributes enable instant, compliant onboarding and reduce manual AML/KYC effort, improving accuracy while lowering operational cost.
Stronger Authentication and Transaction Proof
Attestation-based login and signing create cryptographic proof of user intent and device trust, strengthening SCA compliance and reducing APP and payment fraud.
Reduce Fraud Without Increasing Friction
Protect customers and payments with identity, authentication, and device trust working together to stop ATO and APP fraud.
See how Ditto brings cryptographic certainty to every login, session, and transaction.