Ditto Authenticate
Trust the interaction

Strong, seamless authentication, wherever customers connect

Apply the right level of assurance at the right moment. Keep everyday interactions fast and passwordless, then step up the controls when risk increases.

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Trusted by leading global companies

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Trusted customer identity

Why Traditional Authentication Fails

Passwords get forgotten; One Time Passcodes get lost, costing abandoned journeys, support calls with high handling times, and account takeover fraud, which still takes place.

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The right strength, less friction.

Ditto Authenticate replaces these with a single, adaptive identity model that works the same way across every channel, so experience and security are never a trade-off.

Secure controls without the friction

Authentication that adapts to every interaction.

Ditto combines passkeys, real-time risk signals, biometrics and transaction signing to deliver the right level of authentication for each moment, keeping everyday access simple while adding stronger controls when they're needed.

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Passkeys for everyday access

Onboarding is passwordless from the first session, and every sign-in after that is a tap, standards-based, phishing-resistant and invisible to the customer.

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Risk-based authentication step-up

Live signals and your own risk thresholds determine when authentication is stepped up to high assurance split key approach unlocked by a verified biometric.

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Cryptographic split-key biometrics

A cryptographic protocol verifies six factors in one exchange, four from the customer and two from Ditto's own infrastructure, so authentication is mutual and secure.

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Transaction signing

Every high-value action is bound to its exact amount, payee, device and person, producing a record that creates tamper resistant evidence for dispute resolution

Every channel, one approach

One identity that goes everywhere

A single verified identity binds mobile, web, contact centre, branch and kiosk, giving the same cryptographic trust, audit trail and customer experience on every channel — without restarting the journey.

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No personal data, no guesswork

Calls verified in seconds, not a security interrogation

An agent sends a verification request straight to the customer's Ditto app with nothing to read aloud, nothing for a fraudster to intercept. The customer approves with a biometric passkey on their own device, separately from the call itself.

  • No knowledge-based questions and no static personal data exposed in either direction.
  • The agent sees the assurance level met, and the audit trail, before the conversation continues.
  • The same verified identity carries into branch, kiosk, chat and voice.
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Ready for the future

Post-quantum by design

Authentication resistant to the quantum threat, which will decrypt security data being harvested today. Aligned to NIST FIPS-203, FIPS-204, FIPS-205.

Why Organisations Choose
Ditto Authenticate

With Ditto Authenticate you don't have to treat every journey the same. Make it simple for the customer when risks are low and step up to higher assurances when the interaction demands it.

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Phishing resistance where it matters

Manually entered codes aren’t phishing-resistant. For higher-risk journeys, use stronger authentication designed to resist phishing and prompt-based attacks.

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Less for attackers to steal

No passwords to steal, no SMS codes to intercept, no approval prompts to manipulate. Just deterministic, device-bound trust.

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Built for Compliance

Ditto supports PSD2, SCA, and eIDAS-aligned authentication across login, step-up, and transaction flows — without introducing unnecessary friction.

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Ready for wallet-based identity

Connect today’s authentication journeys with the emerging ecosystems, so trusted wallet credentials become part of tomorrow’s interactions.

See Ditto
Authenticate in Action

Ditto simplifies identity and transaction authentication — ensuring the right people can access the right things, every time.

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Designed For Enterprise Authentication

Split-key cryptography, mutual authentication, and trusted device signals work together to replace fragile credentials with deterministic, tamper-proof authentication across all digital journeys.

See Ditto Authenticate in Action

Stop account takeover with device-bound, passwordless authentication that leaves attackers with nothing to steal.


Book a demo to see how it works.

Shape your identity
stack with Ditto: